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| Year | BTC Price | Premium BTC | Premium $ | Surrender Value (BTC) | Net to Benef. BTC | Net to Benef. $ | HODL BTC | HODL $ |
|---|---|---|---|---|---|---|---|---|
| Y1 '26 | $70,000 | 1.0500 | $73,500 | — | — | — | 1.0500 | $73,500 |
| Y2 '27 | $115,684 | 1.0500 | $121,468 | — | — | — | 2.1000 | $242,936 |
| Y3 '28 | $188,201 | 1.0500 | $197,611 | — | — | — | 3.1500 | $592,833 |
| Y4 '29 | $276,122 | 1.0500 | $289,928 | — | — | — | 4.2000 | $1,159,712 |
| Y5 '30 | $375,826 | 1.0500 | $394,617 | — | — | — | 5.2500 | $1,973,087 |
| Y6 '31 | $485,321 | 1.0500 | $509,587 | — | — | — | 6.3000 | $3,057,522 |
| Y7 '32 | $603,309 | 1.0500 | $633,474 | — | — | — | 7.3500 | $4,434,321 |
| Y8 '33 | $728,862 | 1.0500 | $765,305 | — | — | — | 8.4000 | $6,122,441 |
| Y9 '34 | $861,277 | 1.0500 | $904,341 | — | — | — | 9.4500 | $8,139,068 |
| Y10 '35 | $1,000,000 | 1.0500 | $1,050,000 | — | — | — | 10.5000 | $10,500,000 |
| Y15 '40 | $1,774,701 | — | — | — | — | — | 10.5000 | $18,634,361 |
| Y20 '45 | $2,661,435 | — | — | — | — | — | 10.5000 | $27,945,068 |
| Y25 '50 | $3,640,150 | — | — | — | — | — | 10.5000 | $38,221,575 |
| Y30 '55 | $4,698,105 | — | — | — | — | — | 10.5000 | $49,330,103 |
| Y35 '60 | $5,826,329 | — | — | — | — | — | 10.5000 | $61,176,455 |
| Y40 '65 | $7,018,094 | — | — | — | — | — | 10.5000 | $73,689,987 |
| Y45 '70 | $8,268,121 | — | — | — | — | — | 10.5000 | $86,815,271 |
| Y50 '75 | $9,572,143 | — | — | — | — | — | 10.5000 | $100,507,502 |
| Y55 '80 | $10,926,615 | — | — | — | — | — | 10.5000 | $114,729,458 |
| Y60 '85 | $12,328,541 | — | — | — | — | — | 10.5000 | $129,449,681 |
| Y65 '90 | $13,775,347 | — | — | — | — | — | 10.5000 | $144,641,144 |
| Y70 '95 | $15,264,792 | — | — | — | — | — | 10.5000 | $160,280,316 |
| Y75 '00 | $16,794,904 | — | — | — | — | — | 10.5000 | $176,346,492 |
| Y80 '05 | $18,363,932 | — | — | — | — | — | 10.5000 | $192,821,286 |
| Y85 '10 | $19,970,306 | — | — | — | — | — | 10.5000 | $209,688,213 |